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About Cigna

Cigna is a global health services company with 95 million customers worldwide with a mission to improve the health, well being, and peace of mind for those the company serves.

PBG is pleased to have negotiated a new proprietary program with Cigna for PBG and PracticeWell members to deliver lower insurance rates than practices can obtain on their own.
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Below is an example of an actual 4-year case study of an employer with 20 employees that shares how members receive unused claim funding monies.

Over 4 years and after factoring the returned unused claim funding monies, the employer’s compound annual growth rate for health insurance was -1.24% compared to the industry norm of 5.16%.

Calivax Insurance Solutions and Cigna Program for PBG and PracticeWell Members

Members will save on premium in two ways:

  • Reduced premium rates by roughly 8% from administrative cost.
  • Unused claim funding monies will be returned for a potential savings of 20% to the premium holder (the practice) and is shared on a 50/50 split with Cigna.

Join your insured PBG & PracticeWell colleagues and save on your group health costs.

If you have 20 or more insured employees, please request a quote!

Benefit Highlights

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    Exclusive PBG and PracticeWell member program from Calivax Insurance Solutions, Cigna, and ABD, our national insurance broker.

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    Save up to 20% off health insurance costs

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    Discounted premium rates

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    50% of unused claim funding monies will be returned

Note: Not available in every state.  Must pass underwiting standards.